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ROWAN UNIVERSITY POLICY

 

Title: Student Health Insurance
Subject:

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 Bursar                                
Policy No:

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 FIN: 2018:

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03                                                                   

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Applies:
 University-

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Wide       
Issuing Authority:

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  President (signature)
Responsible Officer:   Senior Vice President for Finance and CFO
Adopted:

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 06/14/2018
Last Revision:

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   06/

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05/

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2024
Last Reviewed: 06/

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05/

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2024


 I. PURPOSE

The purpose of this policy is to set forth responsibility for the management and administration of student health insurance.

 

II. ACCOUNTABILITY

The Office of the Bursar is responsible for managing the student health insurance.

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III. APPLICABILITY

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Rowan University

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requires all full-time students as well as part-time students enrolled in specific programs (see indications in list provided below) to maintain health insurance coverage throughout the academic year.

IV. POLICY

  1. As per University requirements, the following students are required to have health insurance coverage:
    1. All full-time matriculated students and certification students enrolled in 12 or more credits for undergraduates or nine (9) or more credits for graduates;
    2. All full-time Rowan-Virtua School of Osteopathic Medicine (SOM) students, all full-time Postdoctoral Fellow Students, and part-time Rowan-Virtua SOM students who participate in clinical experience as part of their educational programs; and
    3. All full-time medical students and any student enrolled in a Cooper Medical School of Rowan University (CMSRU) approved alternate program of study
    Full-Time Students: All Full-time undergraduate students taking 12 or more credit hours and all full-time graduate students taking 9 or more credit hours are required to have comprehensive health insurance
    1. .
  2. Health Insurance Billing: The student health insurance premium is added to students Rowan term bill once the student is registered full-timemeets the requirements as defined above.
  3. Waiving the Student Health Insurance:  In order to To opt out of the Rowan University Student Health Insurance Plan , the student must (RUSHIP), all domestic students and all Full-Time matriculated international students with an F-1 visa must have and agree to maintain a health insurance coverage throughout the entire year.  plan underwritten by a company based in the US that is compliant with the Affordable Care Act (ACA). Additionally, the insurance plan must provide in-patient and out-patient coverage in the Southern New Jersey Region.  region.  Full-Time matriculated international students with an F-1 visa may have and agree to maintain the international student insurance plan offered by ISI or ISO found here. Travel or catastrophic insurance will not be accepted. Failure to waive online before the deadline will result in automatic enrollment in RUSHIP, which will result in the assessment of a non-refundable charge, and students student health insurance charge. Students will be fully responsible for the premium regardless if they have after this date regardless of any present or future coverage.