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                        Asset Mix Policy
Minimum          Target          Maximum

          Benchmarks                                       

    Equity                                          
                       U.S. Equity
                       International Equity 
                       Total 
 
    Fixed Income
                      Fixed-Income
                      Total


     10.0%                  12.5%               15.0%
      5.0%                     7.5%                10.0%
    15.0%                20.0%              25.0% 
 
 
      75.0%               800%             80.0%           850%            85.0%
         75.0%                                    80.0%             85.0%


             Russell 3000
             MSCI ACWI Ex-US 
 
 
 
              Barclays 1-3 Year Aggregate

     Total

        100%

              80% Barclays 1-3 Year Aggregate
              12.5% Russell 3000
               7.5% MSCI ACWI Ex-US